Workers Compensation Information
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Risk management and benefits programs for Oklahoma City, Norman, Moore, Lawton and cities throughout Oklahoma.
Oklahoma Employees Need Protection in the Workplace
You’ve worked hard to create a secure working environment for your employees. You follow workplace safety laws and keep everyone advised about potential problems. Still, there’s no way to prevent every accident. What happens if someone gets hurt?
Everything from everyday job duties, to wet floors or equipment breakdowns could cause employee injuries. Claimants might not be able to work, could incur medical bills, and might need long term treatment. Workers’ comp insurance can help protect an employee’s income and provide rehabilitation following workplace accidents.
What is Workers Compensation?
Let’s say one of your workers falls in the breakroom and suffers a severe ankle sprain. They might face surgery, rehab and other recovery costs. They might also face lost income if they have to miss work to recover. If someone can’t make money, this creates a strain when paying recovery costs.
Workers’ comp functions as supplementary income for those who get hurt on the job. It can help injured employees sustain their income and keep themselves secure during recovery.
Oklahoma Workers’ Compensation Requirements
Most businesses in Oklahoma have to offer workers’ comp to employees. The state requires businesses to carry coverage because it recognizes the importance of treating and protecting the income of injured workers.
Furthermore, many businesses benefit from the protection offered by a comprehensive workers’ comp policy. By having workers’ comp, employees generally do not need to sue their employers for assistance. This means coverage can also reduce financial pressure on the business.
How do you know what policy is right for your business? How much workers comp insurance do I need?
Every industry is different. In fact, every business is different as well. The risks your employees face will likely vary. Therefore, you’ll need to set up workers’ comp insurance that targets your specific needs.
Mollett-Hunter has the background and expertise to help you secure protection through the appropriate means. Our comprehensive risk management analysis will help you keep your specific risks low. Furthermore, we’ll make sure your policy’s specific classifications, deductible, and premiums are the best options for your particular business.
So, if you’re ready to get insurance coverage, don’t wait to get started. Mollett-Hunter Insurance has several locations to serve you: Chickasha 405.224.5404, Anadarko 405.247.7323 and Cyril 580.464.2444. We’re ready to help you get started.
Insuring: Oklahoma City, Lawton, Chickasha, Moore, Norman, Anadarko, Edmond, Blanchard, Tuttle, Newcastle, Cyril, Fletcher, Elgin, Hinton, Binger and Throughout Oklahoma