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View the latest blog posts from Mollett-Hunter Insurance.

When obtaining life insurance, it is always a good idea to think long term. When you buy a policy at a younger age and when you are healthy, you may be able to maintain it long-term without many risks. Yet, if your term is up and you need a new policy, your health may become a factor. READ MORE >>

INSURED This grading contractor employs 42 people with annual revenues of approximately $3 million. SITUATION The company had been with the same broker for 21 years. The broker had never audited or verified the insured’s Experience Modification Factor and routinely accepted the Mod Worksheet provided by NCCI as accurate and correct. READ MORE >>

Many small business owners understand that they need business insurance but aren’t exactly sure where to begin in the process. However, it is never a good idea to go into purchasing commercial insurance blindly. Instead, choose a policy that takes your unique risk and needs into account. READ MORE >>

INSURED The insured is an outdoor sign company with fewer than 10 employees. The company’s annual revenue is just under $2,000,000. SITUATION The company’s annual premium was extremely high based on the number of employees and the level of duties of the workers. READ MORE >>

It is not uncommon for mechanical car assets to wear down. Over time, the weather, the grinding on surfaces, and the use of some items cause them to function less. Wear and tear, as many call it, can be an important factor to understand. With most types of auto insurance, you do not have coverage for items that suffer wear and tear. READ MORE >>

INSURED This employer is a privately owned practice of speech-language pathologists, servicing various medical and academic settings. The company employs upwards of 30 people. SITUATION The company was experiencing abnormally high premiums due to a SCOPES (rating bureau’s manual of business classifications) Manual classification code rate of 2. READ MORE >>

The Farmers Alliance Companies in McPherson, Kansas, have announced that Mollett-Hunter Inc in Chickasha has been named a Farmers Alliance Advantage Agent for 2019. To qualify as an Advantage Agent, an agency must exhibit superior professionalism and profitability over five consecutive years. READ MORE >>

A pet is like a member of the family, but one with the ability to do destructive damage. In some situations, this damage becomes costly. Home insurance may help cover some of your losses. However, these policies typically do not extend to most common situations. Here are a few examples of when you may wish to contact your agent. READ MORE >>

INSURED This assembler of office furniture employs 86 and has revenues in excess of $32 million annually. SITUATION The employer saw its Experience Mod escalating steadily up to 1.22. ASSESSMENT The CWCAs found one reason for the increase in the Experience Mod was the claim reserve for an employee who suffered a shoulder injury, resulting in numerous surgeries. READ MORE >>

For Agents who understand the coverage, it can be a great entree to writing the total account - and saving clients substantial money.  By: Elisabeth Boone, CPSU Complex, confusing, challenging … and absolutely essential for employers. READ MORE >>

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